Before filing a claim, verify whether or not you have any non-Illinois State insurance coverage. The ISU Student Health Insurance is always the excess payer on any claims, after your primary, family group coverage.
Student Health Insurance will consider balances which remain after the primary insurance has processed the claim. If you have no other coverage, ISU Student Health Insurance will act as your primary carrier.
Your claim will be coordinated so that you always have the maximum coverage when utilizing two or more plans.